Cove Policy Documents

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Car Insurance

Our car insurance policy wording outlines your insurance coverage, the benefits you’ll receive, your responsibilities and how to make a claim. Below is a link to our latest version, which is effective for all new and renewing policies from 19th August 2025. Before this date, policy wording CoveCar062023 is applicable. For a summary of the August 2025 changes, please refer to this document.

If you’re unsure which policy version you are on, simply ask our team on live chat.

Purchased via Sharesies? Your policy wording can be found below. Note that the ‘Latest Policy Wording’ is for policies commencing or renewing on or after 19th August 2025.

Purchased via MightyApe? Your policy wording can be found below.

Pet Insurance

The details of our pet insurance policy are provided in the document below, which specifies the extent of your coverage, the advantages you’ll enjoy, your obligations, and the process for submitting a claim.

Purchased via Sharesies? Your policy wording is below. There are three policy types: Accident Only, Major, and Major + Minor. The Major and Major + Minor policies share the same document, so just select the one that applies to you.

Purchased via MightyApe? Your policy wording is below. There are three policy types: Accident Only, Major, and Major + Minor. The Major and Major + Minor policies share the same document, so just select the one that applies to you.