Refer a friend

Cove customers can get a free month of insurance (up to $100) for every friend they invite.

Not a customer yet? Get a quote to join Cove, then you can refer your friends and save!

How does it all work?

It’s quite simple really. You refer a friend to Cove, and you both get a free month. Follow our guide below.

You join Cove

If you’ve done this already, you’re a champ! If not, you can join in as little as 2 minutes.

You invite a friend

To be honest, they don’t even need to be your friend! You can refer exes, family, and colleagues as well. You can refer anyone who isn’t an existing Cove customer from within My Cove.

You both get a free month

Easy as, right? The free month is capped at $100 at your next renewal so you can’t go too wild.

Frequently Asked Questions

No one’s actually asked these questions yet, but we think a few people will.

  • Who can refer a friend?

    Any existing Cove customer is eligible to refer a friend as part of this offer.

  • How many friends can I refer?

    As many as you want!

  • My friend joined but didn't use my referral code. Will I still get a free month?

    Sorry, you won’t be eligible for this offer. For this offer to apply, you need to share to somebody who joins Cove using your unique link.

  • What do you consider a 'free month'

    We apply a $100 credit on your account, which is what we refer to as a ‘free month’. In general, $100 covers at least one Cove policy for a month – for many of our customers this will provide a holiday from premium payments for a month. For some there might still be an amount to pay following the application of the credit.

  • How are free months applied?

    This is an automatic process which happens magically behind the scenes as the vouchers become available for use. Once your friend has paid their first renewal you’ll get your free month.

  • Are vouchers refundable?

    Free months are not refundable, even as credit. For example, if you buy a $25 policy and cancel within our 14 day cooling-off period, your free month is reduced to $75, not $100.

  • Where can I see how much I’ve earned?

    Click the “Activity Summary” option from the Refer a Friend menu within My Cove.

  • What is my referral code?

    You won’t actually be able to see your referral code. When you share Cove your referral code will be managed behind the scenes by us. All you need to do is use the Cove share functionality within your My Cove account, and we’ll take care of the management of tracking shares behind the scenes!

Get a quick online quote