Refer a friend
Cove customers can get a free month of insurance (up to $100) for every friend they invite.
It’s quite simple really. You refer a friend to Cove, and you both get a free month. Follow our guide below.
If you’ve done this already, you’re a champ! If not, you can join in as little as 2 minutes.
To be honest, they don’t even need to be your friend! You can refer exes, family, and colleagues as well. You can refer anyone who isn’t an existing Cove customer from within My Cove.
If they like the quote, and decide to join Cove, you’ll both get a free month!
No one’s actually asked these questions yet, but we think a few people will.
Each customer can only be referred to Cove once, and can only get 1 free month by being referred to Cove. However once you are a Cove customer, then you can earn additional free months by referring others to join Cove.
Any existing Cove customer is eligible to refer a friend as part of this offer.
As many as you want!
Sorry, you won’t be eligible for this offer. For this offer to apply, you need to share to somebody who joins Cove using your unique link.
We apply a $100 credit on your account, which is what we refer to as a ‘free month’. In general, $100 covers at least one Cove policy for a month – for many of our customers this will provide a holiday from premium payments for a month. For some there might still be an amount to pay following the application of the credit.
This is an automatic process which happens magically behind the scenes as the vouchers become available for use. Once your friend has paid their first renewal you’ll get your free month.
Free months are not refundable, even as credit. For example, if you buy a $25 policy and cancel within our 14 day cooling-off period, your free month is reduced to $75, not $100.
Click the “Activity Summary” option from the Refer a Friend menu within My Cove.
You won’t actually be able to see your referral code. When you share Cove your referral code will be managed behind the scenes by us. All you need to do is use the Cove share functionality within your My Cove account, and we’ll take care of the management of tracking shares behind the scenes!