Cove is making pet insurance simple
Get a pet insurance quote in as little as 2 minutes, and manage your pet insurance online with Cove.
Get a pet insurance quote
Simple online quote
Getting a pet insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.
Start your cover
Buy your pet insurance online
Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.
Manage your policy
Manage your pet insurance online
All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.
Refer your friends
Service so good, you’ll tell your mates
A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.
Pet Insurance Products
What do I need to get a pet insurance quote?
You’ll typically be asked for the following information when getting a pet insurance quote online. This is used to calculate the cost of insuring your pet.
This isn’t needed for the price of the policy…but we always like to know who we are working with!
Some breeds simply cost more to insure
It’s best to buy pet insurance when your pet is young. Older pets tend to cost more to insure
All pet insurance brands in NZ will ask for your pets gender to help calculate a price
You’ll be asked if your pet has been desexed during the online quote process
A Better Way of Doing Pet Insurance
Refreshingly simple pet insurance
We provide insurance for pets online, so you don’t need to call or visit a branch to get things started. Our flexible pet insurance is simple to organise, and easy to understand.
Our #1 goal is to provide the best pet insurance in NZ
We are striving to be the best company for pet insurance in NZ, and we won’t stop until we achieve it. To provide the best pet insurance we are focusing on exceptional customer service, quick online quotes, and amazing cover.
You’re in good Company
Cove is founded by Kiwis, and made for the people of New Zealand. Review our pet insurance policy to see if it is right for you, then get a quick online quote for your cat or dog.
Try Cove pet insurance now and love it forever.
Designed by local experts
No long term commitments
Fast & Flexible
Manage your pet insurance online
Pet Insurance Questions
Where do I find the best pet insurance?
Every pet insurance brand in New Zealand offers slightly different policies, so what might be the best pet insurance for you, might not be the best for your neighbour. Be sure to read each brands policy documents and understand the level of cover provided before you purchase. These days buying pet insurance online only takes a few minutes, so spend at least 15 minutes getting a few online quotes from some of the top brands to ensure you get a great deal.
Can I buy pet insurance online?
Yes, you can buy pet insurance online. Some brands will still require a phone call, but most of the best pet insurance companies in NZ will allow you to get an online quote these days. When you buy pet insurance online you’ll need to know your pets breed, age, and gender – at a minimum.
How do I get a pet insurance online quote?
What is accident only pet insurance?
To put it simply, accident only pet insurance covers the cost of treatment if your pet has been involved in an accident. However, if your pet develops an illness then you’ll need a more comprehensive pet insurance policy, as accident only pet insurance policies won’t cover illness.
What does pet insurance cost?
Most people getting an online quote are simply wanting to know what does pet insurance cost – and it’s actually very easy to find out. Typically all you’ll need to know is the breed of your pet, it’s date of birth, and it’s gender. Once you tell the pet insurance company this they’ll be able to give you an insurance quote, which you can customise then buy online.
Is pet insurance worth it in NZ?
We believe so, and so does the SPCA. They have written about why they recommend pet insurance on their website. Put simply, most people don’t think about pet insurance in NZ until they are faced with a large vet bill – but by then it might be too late. It’s important to get a pet insurance quote early in the adoption process so you understand how much pet insurance may cost, and factor it into your budget.
What is the best pet insurance to get?
It is tough to answer what is the best pet insurance to get without knowing your individual situation, and your pet’s situation. It’s a good idea to get a few different pet insurance quotes from a couple of insurance brands, and then compare the policies to see what one suits you best.
Ready to help
Pet Insurance Queries & Support