insurance nz
insurance simple

Cove is a New Zealand company bringing a touch of innovation and simplicity to the insurance industry.

We make insurance so simple you’ll love it.

Experience Simplicity

We believe it’s time to evolve the world of insurance. Time is a scarce resource and people deserve a painless experience in keeping with a digitally-enabled world.

cove insurance nz

Manage all your insurance needs with Cove via a delightfully intuitive interface, accessible from any smartphone, laptop, or tablet.

Intuitive Insurance

Insurance should be jargon free, and understandable without your own personal lawyer. Cove makes insurance intuitive via beautiful user interfaces, and delightfully understandable policies.

Made with love in New Zealand.

Experience insurance in a brand new way



Intuitive interfaces, without any jargon.



Get a quote, and manage your insurance, on your smart device.



We are a New Zealand company refreshing insurance with technology and innovation.

  • rossco testimonial
    “$28 cheaper with Cove per month. Great by my books!”
    Cove Customer
  • allen testimonial
    “Amazing sign-up process in two minutes flat!! Awesome work Cove team!!”
    Cove Customer
  • genna testimonial
    Loved the simplicity and the step by step process to obtain a quote
    Cove Consumer Tester
  • stephen testimonial
    “Stoked with the monthly subscription Cove provides. Very refreshing approach to insurance from what I have seen so far.”
    Cove Consumer Tester
coverholder at lloyds

Lloyd’s is the world’s specialist insurance and reinsurance market.

With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.

Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.