Cove is for people like us who prefer digital, crave simplicity & want to be in control.
Cove offers both car and pet insurance
Cove is a NZ-based company offering car and pet insurance with a focus on simplicity and transparency. Trusted by thousands of Kiwis, Cove is quickly becoming a top choice for insurance in NZ.
Car Insurance
Getting a car insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.
Pet Insurance
Getting your new policy started is quick & easy. You can either start the policy immediately or set a date you would like it to start.
Cove is making insurance simple
Select the type of insurance you need and get an online quote in as little as 2 minutes. Whether you’re insuring your car or your pet, Cove has Kiwis covered across New Zealand.
Simple online quote
Getting an insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.
Buy your insurance online
Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.
Manage your car insurance online
All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.
Service so good, you’ll tell your mates
A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.
Simple Insurance
Cove keeps things simple for New Zealanders, with easy online management and policies that are a breeze to understand.
Insurance made with love in New Zealand.
Experience insurance in a brand new way
Save time
Cove offers a quick online process, and exceptionally fast support when needed.
Save Money
See how much you can save, and stack the discounts by purchasing multiple policies, paying annually, or referring friends.
Save hassle
With My Cove, you can manage your policy 24/7 and get your insurance sorted, hassle-free.
This insurance is issued by Cove Limited in accordance with the authorisation granted to it by the underwriter, Aioi Nissay Dowa Insurance Company Limited.
Aioi Nissay Dowa are one of the largest insurance companies in the world and closer to home they underwrite some of the biggest and most loved car manufacturing brands in New Zealand, so they have plenty of experience with Kiwis and their cars and we’re excited that they are underwriting Cove’s policies too.
See Aioi Nissay Dowa Insurance Company Limited’s Financial Strength Rating.