Cove is a New Zealand company bringing a touch of innovation and simplicity to the insurance industry.
Live in beta
We make insurance so simple you’ll love it.
Experience Simplicity
We believe it’s time to evolve the world of insurance. Time is a scarce resource and people deserve a painless experience in keeping with a digitally-enabled world.
Manage all your insurance needs with Cove via a delightfully intuitive interface, accessible from any smartphone, laptop, or tablet.
Intuitive Insurance
Insurance should be jargon free, and understandable without your own personal lawyer. Cove makes insurance intuitive via beautiful user interfaces, and delightfully understandable policies.
Made with 
in New Zealand.
Experience insurance in a brand new way
Simple
Intuitive interfaces, without any jargon.
Digital
Get a quote, and manage your insurance, on your smart device.
Genuine
We are a New Zealand company refreshing insurance with technology and innovation.
Loved the simplicity and the step by step process to obtain a quote
Genna Duff
Cove Consumer TesterStoked with the monthly subscription Cove provides. Very refreshing approach too insurance from what I have seen so far.
Stephen
Cove Consumer TesterI’ve always meant to insure my valuable things, but it just seems like such a hassle. Cove looks like a super easy way to get insurance with minimum fuss. I’m excited to try it out!
Callum Herries
Cove Consumer Tester
Lloyd’s is the world’s specialist insurance and reinsurance market.
With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.
Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.