Cove offers both car and pet insurance
Select the type of insurance you need and get an online quote in as little as 2 minutes.
Get an insurance quote
Simple online quote
Getting an insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.
Start your cover
Buy your insurance online
Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.
Manage your policy
Manage your car insurance online
All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.
Refer your friends
Service so good, you’ll tell your mates
A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.
Insurance should be jargon free, and understandable without your own personal lawyer. Cove makes insurance simple to manage online, with delightfully understandable policies.
Insurance made with in New Zealand.
Experience insurance in a brand new way
Intuitive interfaces, without any jargon.
Get a quote, and manage your insurance, on your smart device.
We are a New Zealand company refreshing insurance with technology and innovation.
Aioi Nissay Dowa are one of the largest insurance companies in the world and closer to home they underwrite some of the biggest and most loved car manufacturing brands in New Zealand, so they have plenty of experience with Kiwis and their cars and we’re excited that they are underwriting Cove’s policies too.
Aioi Nissay Dowa Insurance Company Limited has a Financial Strength Rating of A+ (Stable) given by A. M. Best Company and A+ (Stable) given by Standard & Poors.