Cove is for people like us who prefer digital, crave simplicity & want to be in control.
The fresh Kiwi startup seen on:
Cove is making insurance simple
Get a car insurance quote in as little as 2 minutes, and manage your insurance online with Cove.
Get an insurance quote
Simple online quote
Getting an insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.
Start your cover
Buy your insurance online
Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.
Manage your policy
Manage your car insurance online
All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.
Refer your friends
Service so good, you’ll tell your mates
A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.
Simple Insurance
Insurance should be jargon free, and understandable without your own personal lawyer. Cove makes insurance simple to manage online, with delightfully understandable policies.
Insurance made with 
in New Zealand.
Experience insurance in a brand new way
Simple Insurance
Intuitive interfaces, without any jargon.
Digital Insurance
Get a quote, and manage your insurance, on your smart device.
Genuine Insurance
We are a New Zealand company refreshing insurance with technology and innovation.
Lloyd’s is the world’s specialist insurance and reinsurance market.
With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress.
Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.