Cat insurance you’ll love

Join Cove & you’ll get one month free, worth up to $100, on your new cat insurance policy.

A+ Standard & Poor’s Rating*

Regulated by the FMA

Cove is making cat insurance simple

Get a cat insurance quote in as little as 2 minutes, and manage your cat insurance online with Cove.

cove car insurance quote

Get a cat insurance quote

Simple online quote

Getting a cat insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.


Start your cover

Buy your cat insurance online

Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.

cat insurance online
cove insurance manage car insurance

Manage your policy

Manage your cat insurance online

All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.


Refer your friends

Service so good, you’ll tell your mates

A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.

refer a friend insurance

A Better Way of Doing Cat Insurance

Refreshingly simple cat insurance

Intuitive interfaces create delightful customer experiences. With Cove, understanding exactly what you are buying has never been clearer.

Cat insurance tailored to your lifestyle

Build upon the base layer of cat insurance cover our policies provide by adding the optional extras that suit your lifestyle. We don’t sell you features you don’t need.

You’re in good Company

Cove is founded by Kiwis, and made for the people of New Zealand. We asked New Zealanders what they wanted, and now we are delivering. Our goal is to innovate car insurance and make it simple.

cat insurance

Try Cove cat insurance now and love it forever.


Amazing Cover

Designed by local experts


Pay Monthly

No long term commitments


Fast & Flexible

Manage your pet insurance online

Ready to help

Pet Insurance Queries & Support

0800 26 83 47