Car insurance
you’ll love

Easily get a car insurance quote from Cove, and get a free month worth up to $100 thanks to LifeDirect.

Giving you our best.

The comprehensive car insurance policy we believe ticks all the right boxes. Your policy includes…

car insurance fire


If your car is damaged by fire, your Cove car insurance policy covers the repair costs or, if it can’t be repaired, the agreed value you chose

car insurance theft


If your car is stolen, your Cove policy covers the repair costs or, if it can’t be repaired or is not recovered, the agreed value you chose

car insurance damage


If your car is damaged in an accident, your Cove policy covers the repair costs or, if it can’t be repaired, the agreed value you chose


Replacement Car

Your policy also covers an additional or replacement car you purchase up to the value of $80,000 for up to 14 days from purchase

car insurance uninsured driver

No fault – No excess

If you are in an accident and the other driver, who we can identify, is at fault we will refund your excess

car insurance temporary accomodation

Emergency Accomodation

We’ll cover the costs for transporting you & your passengers home, or pay for overnight accommodation, if your car can no longer be driven as a result of an accident

car insurance trailer

Loss to Trailers

We’ll pay the costs of repair or replacement up to a maximum of $1,000 if any trailer owned (or being used) by you for private use suffers accidental loss while attached to or detached from your car

car insurance keys and locks

Keys & Locks

We’ll pay for the cost of replacing the key or lock of your car if your keys have been lost or stolen

Plus, pick any of your favourite car insurance add-ons.

car insurance courtesy car

Courtesy Car Hire

Your Cove car insurance policy covers the costs to hire a car for up to 30 days, so you have a car if yours is being repaired or has been stolen

car insurance roadside assistance

Roadside Assistance

If your car breaks down, your Cove policy will cover the costs of getting roadside help to get your car moving again. Cove Roadside Assist offers two call outs a year

car insurance windscreen

Excess Free Windscreen

If the only damage to your car is accidental loss to your windscreen or windows, your claim will be excess free

This is only a summary of some of the benefits available as part of a Cove car insurance policy. To find out about our cover including benefits, limits and exclusions, please review our policy wording before purchase.

Frequently asked questions

  • Who do I contact if I have a question about my insurance cover?

    All enquiries about your Cove policies, including billing and claims, can be directed to the Cove team directly. You can reach the team via the Contact page on our website.

  • How will I be billed for my insurance with Cove?

    When purchasing an insurance policy with Cove, you will be billed directly by Cove at the frequency you select when purchasing your policy online. You have the option of paying your policy monthly or annually.

    If you have billing enquiring please contact the Cove team here.

  • How do I make a claim?

    You can lodge a claim online directly with Cove, or call Cove on 0800 268 347 and select option 1 to be put through to the claims team. Lodging a claim online is quick and easy, more so if you do this from within your My Cove account.

Try Cove car insurance now and love it forever.

It takes just a few minutes to get a comprehensive car insurance quote.


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