Get an online insurance quote

Quote & buy online in as little as two minutes…

The fresh Kiwi insurance startup seen on:

insurance business nz

A+ Standard & Poor’s Rating*

Coverholder at Lloyds

Regulated by the FMA

Cove is making insurance simple

Get an online insurance quote in as little as 2 minutes, and manage your insurance online with Cove.

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Get an insurance quote

Simple online insurance quote

Getting an online insurance quote from Cove takes just minutes, and you can do it all online without picking up the phone. If you need help, you can find us on live chat.


Start your cover

Buy your insurance online

Getting your new policy started is quick & easy. You can either start the policy immediately, or set a date you would like it to start.

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Manage your policy

Manage your insurance online

All Cove customers get access to My Cove, where you can see all your policies and manage them 24/7.


Refer your friends

Service so good, you’ll tell your mates

A lot of Cove customers are referring their friends & family to Cove, and each time they do, they get a free month of insurance. Once you join Cove, you can refer your mates from My Cove.

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Get a quick online insurance quote